Sutherland and Associates Financial Services
Sutherland and Associates Financial Services
Sutherland and Associates Financial Services

Our Services

Personal Investments and Planning Strategies

Mutual Fund Dealer: Manulife Securities Investment Services Inc.

Investments:

  • Mutual Funds, Wealth Accumulation
  • Segregated Funds Contractsand Guaranteed Investments (GIC's)
  • Life Annuities and Pension Products
  • RRSPs
  • Self directed RRSP Plans/Wrap accounts
  • Non-Registered Investments
  • Registered Retirement Income Funds, (RRIFs)
  • Registered Educational Savings Plans (RESPs)
  • Tax Free Savings Accounts (TFSAs)

Insurance Planning:

  • Personal Life Insurance Planning & Mortgage insurance
  • Succession and Estate Planning Strategies
  • Small Business Insurance
  • Integrated Financial Planning Services
  • Charitable Gifting Strategies
  • Income Splitting Techniques
  • Disability Insurance and Critical Illness Programs
  • Long Term Care Products

Products/services offered through Manulife Securities Investment Services Inc.

Manulife Securities Investment Services Inc. is a member MFDA IPC.

Trademark Disclaimer:
Manulife Securities and the block design are registered service marks and trade marks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Securities Investment Services Inc.

Mutual Funds Disclaimer:
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value.

Outside Business Activity (OBA) Disclaimer:
Manulife Securities Investment Services Inc. is registered as a Mutual Fund Dealer, or its equivalent, with the provincial securities commissions and as such our Advisors are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business. As a member of the Mutual Fund Dealers Association of Canada ("MFDA"), Manulife Securities Investment Services Inc. is obligated to disclose to you that you may be dealing with companies other than Manulife Securities Investment Services Inc. when purchasing services or products from your Associate (remuneration to your Associate may also come from various sources depending on the services or products purchased). For example, your Associate may offer any one or more of the following through a separate business, which would not be the responsibility of Manulife Securities Investment Services Inc.:

* Deposit Instruments: GICs, Canada Savings Bonds;
* Fee for Service Financial Planning;
* Estate Planning;
* Tax Planning or Income Tax Preparation;
* Insurance: Life, Accident, Sickness, Disability, General.

Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Associate would be happy to provide any clarification you require.

Disclaimer:  Important information about mutual funds are found in its simplified prospectus. Obtain one from your Manulife Securities Account Representative and read carefully before investing. Past performance may not be an indication of future returns. Unit values and investment returns will fluctuate. The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which Manulife Securities or its Advisors are not appropriately licensed or registered or where any Product or Service is not eligible for sale. Details are available on request.