Sutherland and Associates Financial Services
Sutherland and Associates Financial Services
Sutherland and Associates Financial Services

Our Services

Retirement and Estate Planning

Services Available: Retirement Plans

  • Economic overview to define objectives
  • Define time horizon and lifestyle activities
  • Risk assessment
  • Project and calculate current savings, consider tax issues
  • Investment mix and diversification plan
  • Integration and distribution of all assets/income to achieve an individuals objectives
  • Review government and pension programs
Estate Planning
  • Tax and estate planning group provides specialized information to clients and their professional advisors
  • Understands law, life insurance and accounting risk assessment
  • Is partners with our organization on complex tax and estate planning situations
  • Provides additional tools and resources to help our clients navigate a course and reach their financial goals

Financial Planning Tools

  • Engagement Letter
  • Financial Planning Worksheet or Fact Finder
  • Financial Planning Worksheet or Fact Finder extra sheets
  • Disclosure Notice under the Financial Act
  • Authority to Proceed form
  • Universal Life Insurance Acknowledgement Letter


Disclaimer:  Important information about mutual funds are found in its simplified prospectus. Obtain one from your Manulife Securities Account Representative and read carefully before investing. Past performance may not be an indication of future returns. Unit values and investment returns will fluctuate. The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction in which Manulife Securities or its Advisors are not appropriately licensed or registered or where any Product or Service is not eligible for sale. Details are available on request.